Corporate Risk Management Needs To Include Termination Policies And The Potentiality of A Security Breach

Companies employ a number of different measures to ensure that prospective employees are an ideal fit for their particular business environment. In addition to a jobseekers interview performance, work experience, skills, knowledge, and education that may potentially be of benefit to the company, employers conduct pre-employment detailed background checks, psychological and drug screenings, references checks, and other data to minimize any foreseeable adverse risks before hiring. Once an individual is hired there are accountability and periodic performance check measures utilized throughout the length of their employ. All of the aforementioned actions are taken to ensure the security of the business and work environment. Equally important measures need to be taken when the employer-employee relationship ends.

Whether the parting was amicable or otherwise an ex-employee is a person who has had the benefit of possible access to proprietary information and/or practices, exclusive business related developments, and other such data that the company does not want out in the public sphere. The protection offered by non-disclosure/non-compete agreements require placing trust in an individual who is no longer working for the benefit of the company, which is not always a good idea.

Recent Research conducted by OneLogin sampling United KIngdom (UK) business organizations revealed that roughly 3 out of five former employees still had the ability to access corporate networks after leaving the organization of which almost a third had unfettered access in excess of one month. It also found that nearly one-quarter of businesses experienced data breaches due to the action of ex-employees. A cohesive effort between the Human Resources (HR) and Information Technology (IT) departments can prevent these odds by taking some key protective measures.

Utilizing automated de-provision technology prevents a departing employee’s ability to access valuable corporate data. According to OneLogin research, only half of all UK businesses employ such processes with just over two-thirds go a step further with Security and Information Manager (SIEM) technology that monitors for unauthorized access by terminated employees. Other technologies include automated syncing of HR directories and generating checklists for IT personnel to ensure de-provision will eliminate potential; future exploitation of your business organization.

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Agora Financial – Leading Investing Education Company

Agora Financial is an independent company that produces many different types of publications and articles directly relating to the financial market. They provide the most advanced knowledge that you need to protect your wealth and grow your assets. Their experienced analyst and publications help to secure financial independence so you can live your life without worry and insecurity. Agora Financial works with investors within all ranges. Whether you’re a professional investor or just getting started, they have accurate and knowledgeable documents that will help you grow your stocks and become fully educated within the process. Some of the topics that they cover include investments maximum profits from precious metals, bonds and much more. They have a wide selection of companies that are in line for rapid growth and will give you the insight on how to invest with them. They also teach different ways to increase your income-boosting strategies with easy steps and great protection methods. For nearly two decades, Agora Financial has been producing advanced financial advice to many investors, giving them the lead to some of the best Wall Street transactions because of their correct predictions.

Agora Financial and its subsidiary has been the main producer in a “marketplace for ideas” for many years. The company was developed in 1979 and has been continuing to provide exceptional services from the very start. The Agora, which is a parent company to Agora Financial, moved to Mount Vernon district in 1994. Today, the operations consist of more than a dozen buildings in the area which include several mansions that they’ve turned into offices. Bill Bonner is the founder of Agora Financial and has received many awards in the process of building his business. His hard work and dedication has provided much success and an increasingly prestigious business that continually takes investing to the next level.

Luiz Carlos Trabuco and the Many Great Things He Has Done for Bradesco and its Customers

Luiz Carlos Trabuco is the Chief Executive Officer of Bradesco. Formally titled Banco Bradesco, this Brazilian financial institution was formed by Amador Aguiar in 1943 in Marilia. Although Bradesco now has thousands of locations across the country of Brazil, this 1943, Marilian outlay of Banco Bradesco was the very first location established.

In 1951, Luiz Carlos Trabuco was born in Marilia. Luiz went off to college in his teenaged years, prior to the point his fellow classmates finished up secondary school. Luiz Carlos Trabuco went to Sao Paulo to attend none other than the University of Sao Paulo, earning a bachelor’s in Philosophy. Mr. Trabuco then earned a postgraduate degree in Socio-Psychology, both of which greatly helped how he interacted with others.

Fast forward to 2009, when Mr. Luiz Carlos Trabuco was promoted to CEO and President of Banco Bradesco. At this point, he’d already won an impressive four awards from various institutions, including the Sectoral Business Leader in insurance, Business Personality of Insurance, and Insurance Personality of the Year from Sincor-SP in both 2006 and 2007. The first two awards were recognized by the Gazeta Mercantile Business Leaders Forum, and Association of Sales and Marketing Officers of Brazil, respectively.

Luiz Carlos Trabuco didn’t earn these four awards – although he’s won considerably more than four since 2007 since then – from having close ties to organizations that set standards and recognize success in financial services: Mr. Trabuco won them through excelling in his respective field of business over the past decade. Many executives have ties to the top – not just in Brazil, either – although Mr. Trabuco isn’t one of today’s modern executives in which something other than hard work and dedication netted him awards, accolades, or organizational success. Let’s look into the background of Luiz Carlos Trabuco and how he achieved everything he has thus far in business.

After completing college in metropolitan area Osasco, Sao Paulo, Luiz Carlos Trabuco took the long, grueling trip back to his hometown of Marilia, taking over 275 miles of high-speed travel to reach his former place of living. He always knew about Bradesco’s first branch in Marilia, but never strived to work there. Wanting to be around his family while they were still on this planet, he found work at Bradesco’s Marilia branch in 1969 as a clerk.

Mr. Trabuco performed exceptionally well as a bank teller – even though it’s just the entry-level position of- for two years. In 1971, Mr. Trabuco was offered a spot at Banco Bradesco’s headquarters in Sao Paulo.

Just as Luiz Carlos Trabuco had done well in his post as a clerk from 1969 to 1971, he’d perform well in his then-newfound post at the bank’s corporate office. In 13 years, he became the Director of Marketing.

While this was far from the best position Mr. Luiz Carlos Trabuco filled at Bradesco, he did great things for his organization around this time.

When Amador Aguiar had founded Banco Bradesco decades prior to this point, he wanted all customers of the bank to be treated equally, in all regards one can imagine. This included marketing, even though all successful modern marketers used segmenting and targeting to make as much money as possible from existing consumers.

Mr. Luiz Carlos Trabuco urged his employees to solicit information that could be used to tell a difference between employees, including wealth and personal preferences.

Today, thanks to the great deeds Mr. Trabuco lent to Banco Bradesco, some employees, and even their entire departments, are designed solely to communicate, serve, and market offerings towards wealthy persons, for example.

Talkspace’s Take on Depression and What It Takes to Divorce, a Sociopath

Depression, according to an article featured on Talkspace should not be looked down upon because it is a disease just like arthritis or heart disease. If you suffer from depression, then you should be making conscious efforts to help clamp down the stigma that comes with it posting stories on Facebook or Twitter to enlighten your friends and followers about it. If you are not suffering from it, you can still help by being an ally and educating yourself and others about it.

Depression can cause a mental condition leading to sociopathic behavior. You should get to know that divorcing someone with such behavior is not as easy as doing it with a normal person. Individuals with antisocial personality disorder tend to be callously numb to the feelings of others. They lack remorse and guilt after they treat their partners with cruelty. They act charming at the early stages of the relationship and then turn against them, later on, to treat them in an inhumane way.

About Talkspace

Talkspace is both a mobile and online therapy company based in the City of New York. The company was founded in 2012 by Oren and Roni Frank. The users of Talkspace can access licensed therapists using the website or through a mobile app on Android or iOS. Linda Sacco has been serving as the company’s Behavioral Health’s Vice President since 2016. Talkspace has two key advisors including Irvin D. Yalom and Dr. Andrew Sekel.

Through Talkspace, the users can use their smartphones, desktop or tablet to acquire help from the licensed therapists without having to travel to a brick and mortar office. An intake specialist can pair the clients with psychotherapists, or the clients themselves can pick one from a suggested list. Some of the therapeutic approaches provided by the therapists include CBT (Cognitive Behavioral Therapy) and other options for evidence-based treatment.

A $54 Million Allocation

Nexbank Capital, a Dallas-based financial services firm, was proud to recently announce that they were able to allocate $54 million in private placement of their fixed-to-floating subordinate rate notes. The proceeds of this offering are going to be used for general corporate expenses.

Indeed, Nexbank Capital has been very successful with this. They have been able to raise over $280 million from this offering since 2016. There are some important characteristics many should know about these notes. First of all, they are non-callable for five years and they have a maturity of September 30, 2027.

The notes will bear interest at a fixed rate of %6.375 for five years and then will be at a floating rate dependent upon the current three-month LIBOR spread. These notes have proven to have a stable track record, having been assigned an investment grade of BBB- by the Kroll Bond Rating Agency. They also qualify as Tier 2 capital under current applicable capital regulations.

The private offering of the notes was administered by Sandler O’Neill & Partners, L.P and was finalized on September 19, 2017. It is important to note that these notes are not registered under the U.S. securities act. Thus, if they are sold they have to be done under the auspices of a registration party or an organization that would permit an exemption under those rules.

The utmost in professionalism is what sets this security offering apart from others. It all begins with a solid company as a backing. Nexbank knows what it is like to offer securities like this and they know how to make their clients’ wealth acquisition dreams a success. Nexbank Capital, Inc., is a financial services company that has made its mark by improving investments with three core businesses: that of commercial banking, mortgage banking, and institutional services.

David Giertz Providing His Inputs About Retirement Planning

David Giertz is one of the well-known financial advisors in the country and has featured on many popular commercial TV channels, including CBS, CNN, and others. He has served at various posts at the reputed financial firm, Nationwide Finacial, and even managed the sales and distributions of the company’s distributing arm Nationwide Financial Distributions Inc.

David Giertz has a unique take on how the people should plan their retirement as it is one of the most important financial priorities that one must not skip. However, more often than not, it has been seen that people tend to put retirement planning in the backseat, which leads to having financial insecurity at a later age.

David Giertz says that just putting aside a good portion of your income in a retirement account is not going to be enough for retirement planning. It is because during retirement, income would be less and expenses would be too high. Thus, David Giertz says that you would have to find ways for your income to multiply itself and grow consistently.

And, therefore, David Giertz believes that making the right investments is the key to success with retirement planning. As per the usual standards, you would have to save nearly ten to fifteen times of your yearly income by the time you turn sixty. Having this figure in mind is essential as it would help you save as well as invest accordingly. Ascertaining the financial needs upon retirement is the first step to retirement planning successfully.

There are traditional and Roth IRA that you can choose from to put your money in depending upon your income. It is a great way to save up your money and continue to make consistent income from it. It would help in creating a volume by the time you retire. David Giertz also says that people must even have a brokerage account as it would help give access to broader investment markets, which provides high returns. It would also add diversity to the investment and make way for long-term wealth creation. It does have risks attached to such investments, but ideally, long-term investments are known to be a giver in such markets.

Sheldon Lavin Leads OSI Group to Greatness Through International Production

Leadership dictates the future of a firm. Good leaders expand the territories of a brand. Excellent leaders will always work to better an organization. That is what Sheldon Lavin is good at. Lavin has been working for OSI Group for a significant amount of time. His input to the firm has been incredible. Being the head cheerleader, he controls most operations. He is on the path of expanding the operations of OSI Group to global ventures. Lavin has always had an upper hand in decision making. He controls the major dockets of OSI Group.

Where It All Began

Lavin’s knowledge and input to this firm is traced to 1970. He was the chief financer of Otto & Sons. He worked for this firm at a very important level that was admired by the owner of the company. Otto was old at that time. He needed guidance in issuing proper finance decisions. That is where Lavin stepped in to help. Otto and Sons vastly developed into OSI Group. Lavin was a leader then. He understood the links of operating OSI Group. That is how he landed the executive position. He was elected the chief executive officer. He is also the chairman.

Lavin’s Leadership Qualities

When Lavin secured the leadership role, he did not sleep on the job. His journey began immediately. He was in charge of a very sensitive firm. Food processing calls for attention and concentration. This is because it reflects on the consumers. Lavin has been keen on the feedback offered by clients. That explains why OSI Group has been growing to greater levels. With Lavin as the chairman, a lot has taken place in terms of growth. He has initiated global expansion in various aspects. China is one of the states that experience the greatness of Lavin’s leadership. The economy of China has grown over time.


Lavin has given OSI Group an international platform to trade in. What began as a small, domestic, plant is now an industry leader in international markets. OSI Group has branches in about 60 locations in 60 countries. Lavin prides himself in being the engine of the firm. He has admirable qualities that every leader should emulate in order to achieve greatness. Because of his guidance, OSI Group has earned several awards as an excellent customer deliverer. The firm has also won awards based on its ability to preserve the environment through sustainable production. Lavin is hopeful that the next generations will implement this to the last bit.

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Edward Honig Explains How to choose a cardiologist In New York City

According to CDC, cardiovascular complications top the list of the most serious health diseases in the US. It is estimated that 84 million people suffer cardiovascular diseases and 2,200 of these result in death. The need for a cardiologist is therefore very crucial. A cardiologist is a trained doctor who specializes in the cardiovascular system, blood vessels and the heart. These specialists treat conditions such as coronary heart diseases, heart tumor, heart attacks and hypertension. Cardiologists diagnose and treat heart diseases, practice preventative medicine and perform minor surgeries.

Under diagnostic testing, cardiologists use an echocardiogram to check the heart’s health. The specialists also interpret the results. They may also carry out additional tests such as blood and urine and cardiac catheterization tests.

Cardiologists also focus on preventive medicine. This is mainly because health problems are mostly long-term. The preventive medicine is aimed at neutralising or reversing the progression of the heart disease. Cardiologists are also trained to conduct a physical examination in an effort to predict heart problems. They also administer dietary and lifestyle advice to help patients improve their overall heart health. Cardiologists, therefore, provide holistic treatment which includes, diagnosis, treatment, preventive medicine and advice for managing the heart and cardiovascular conditions.

As evidenced, finding the right cardiologist is crucial to your heart’s health. In light of this, experience in the field of cardiology should weigh in heavily when making this choice. The cardiovascular system is intricate and complicated. Your doctor, therefore, needs to have extensive experience and knowledge of heart diseases and treatment. One such doctor is Dr Edward Honig. His track record in the medical field speaks for itself. He has practised as a cardiologist in New York for 66 years. He, therefore, understands the practice and he has grown with his clients in an effort to provide heart treatment.

Another key aspect when choosing a cardiologist is reputation. There are several cardiologists in New York, but your aim should be to find a reputable doctor. Above all, you should strive to find a specialist who can walk with you as you manage the condition. Dr Edward is highly reputed in New York as he has treated many patients over the decades. His passion for medicine and especially heart health issues are evident in how he treats his patients. The fact that he has stuck to this field for many decades testament to his dedication and expertise as a cardiologist.

Dr. Clay Siegall: Founder and CEO of the Seattle Genetics Biotechnology Company

Dr. Clay Siegall is the CEO and Founder of the Seatle Biotechnology Company based in the United States. For over three decades of professional experience, Dr. Clay Siegall has worked to sustain his promising business solutions in a manner that is not capacitated in the world of business and science. For those who are seeking fast solutions in the biotechnology industry, Dr. Clay Siegall has gone ahead of you to develop cancer therapies that can be used in a wide range of uses. Few people can compare their levels of success in the biotechnology industry as it is with Dr. Clay Siegall. This is because his massive rate of adoption for the cancer therapies and medication he has produced shows he is a leader in this industry. In fact, more than 20 of the cancer medication he developed have been used for better business in a way that achieves working solutions.

Dr. Clay Siegall also specializes in the development of targeted therapy drugs for various cancer diseases. The most common disease Dr. Clay Siegall specializes is in cancer. When Dr. Clay Siegall was about twenty, his mother died after suffering for over two years of agony to the cancer disease. It was during this time when Dr. Clay Siegall was in college. Because he was studying in the medicine line of career, Dr. Clay Siegall wanted to study hard towards finding the cure for the cancer disease. This is the reason why he was agitated to found the Seattle Genetics Company after gaining experience working for the Apex Biotechnology Company based in the United States.

Dr. Clay Siegall graduated with the highest honors in a degree in Zoology from the Maryland University based in the United States. Because he passed with flying colors, Dr. Clay Siegall was determined to achieve better business towards solving most of the problems he faced in the industry. This is because he was assimilating the best solutions with his master’s degree he got from the same university in biotechnology. After graduation, Dr. Clay Siegall went back again to school to pursue his post-graduate education in biotechnology.

Highland Capital, A Charitable Investment Firm

Highland Capital Management is a SEC-registered investment firm, along with its affiliates manages over $13.4 billion in assets. The company was founded in 1993 by Mark Okada and James Dondero. It is one of the largest equity managers that provides investment for solutions for over 20 years. They invest over a variety of classes such as: separate accounts, hedge funds, private equity, mutual funds, collateralized loan obligations and EFTs. Highland Alternative Investors acquired the Small Cap Equity Fund from GE Asset Management in 2010. A series of sub advisers helped manage the fund until July 2015, when Gregory and Dondero took over.

Their client base includes corporations, pension plans, endowments, foundations, fund of funds, financial institutions, high-net worth individuals and governments. Highland Capital has locations in Sao Paulo, Singapore, Seoul, New York and Dallas, Texas. Highland takes pride in investing in not only their employees, but their communities as well. They do this by volunteering, through financial donations and their involvement on advisory boards. They have donated over $10 million dollars since 2005 alone. Recently, the firm has also awarded a $1 million dollar grant to The Family Place, Dallas. This organization supports victims of domestic violence, and the award was given at The Family Place 21st Annual Texas Trailblazer Awards Luncheon. The Family Place is one of the largest violence service providers in Texas. Thanks to the help of Highland Capital, they have helped thousands with proactive prevention, community education and assistance for victims. They have counseled over 250,000 people and provided shelter to over 25,000 children, women and men. They also have a program called Be Project that helps provide education on teen dating violence and bullying.