Agora Financial Helping People with Financial Planning in a Simplified Manner

If you are keen on securing your financial future, then it is essential that you start making investments as soon as you start earning, even if it is in small amounts. Investments grow with time, in most cases, and it would help you stay financially secure and save you during rainy days. The market fluctuations have increased in the recent times, and you need to be prepared to combat the tough financial times. It is necessary that people keep aside a part of their earnings to ensure they have enough financial cushion to lean on during rough financial times.  However, if you are looking to invest in any particular financial tool, you need to do your due research to be sure that you are putting money in the right place.

As the amount of financial and investment instruments are increasing with every passing day, it is necessary to be able to differentiate between different investment options. Taking the help of the financial adviser can be a good idea to learn more about the different investment options and to invest wisely, which would help in achieving your financial objectives. Agora Financial is a reputed business publishing house that has a set of print and online publications, which are highly helpful and informative. It has over a million readers, and it educates the readers to know where to put their money. Agora Financial has its headquarters in Baltimore, Maryland, and was established in the year of 1979 by one of the most popular financial correspondent, Bill Bonner. He believed that the people need to learn more about how to organize their financial as well as learn the importance of investments.

Agora Financial has publications for different sectors, which helps the readers to know more about the different industries and niche they are interested in. Agora Financial also holds conferences and seminars that are meant to educate people about the world of finance and provide the financial insights to the readers and visitors about how they can manage their funding and achieve financial freedom in future.gora Financial has made many essential market predictions in the future that have come true and helped the readers to save millions. It is critical that people learn about how the financial market works so that they can use their money appropriately and put it where it would grow. Safeguarding money is essential when you are earning as the volatility in the market is a norm these days, and measures must be taken to have enough funds to fall back on when needed. Agora Financial helps the readers with tricks and tips on where to put their money, which investment option to choose, and which investment options to stay away from. Such information is crucial to having successful financial planning.

A Special Interview With David Giertz

About David Giertz


David L. Giertz worked as senior deputy president of the Nationwide Financial Distribution and sales company from April 3, 2013. He has also been head of Nationwide Financial Distributors beginning March 2013. He worked as vice president –sales at Nationwide Financial services. Before his work as deputy president in the Nationwide company, he worked as vice president-sales in FI/WH from 2009-2013, and as deputy president-NF sales from 2004-2009.

Mr. Giertz has over 30 years’ experience as a financial advisor. Before his present role as a highly esteemed financial advisor, David was president of the Nationwide financial sales department. He was a prosperous leader and distributor of insurance policies as well as retirement plans. Before his enrollment in the Nationwide company, he served as financial advisor to the Citigroup for ten years. He continues to put so much importance to his involvement with institutions that support the needs of the community which includes serving as a board of trustees at the Millikin University where he acquired his BS.

David’s interview

In his interview, David Giertz also referred to like Dave, outlines how to spend money during retirement without having to deal with the guilt that comes with extravagant spending. He states that most retirees prefer to save their retirement benefits rather than spend the money they worked so hard for. The most appropriate way to have a satisfactory retirement is by planning for the future putting into consideration all the needs that could arise. Budgets and cash savings would help ease the spending in the retirement years.

According to David, wealthy people who have a habit of depositing extra money into their savings accounts would often find difficulty in spending these accumulated funds on themselves and their families during their retirement years. He thinks that every person should enjoy every positive thing that life has to offer. He, however, believes that this reluctance of people to spend money during retirement years is because they stop earning once they retire and the social security funds do not always provide adequate incomes for the retirees.

Most retired Americans forfeit fund expenditure for luxurious activities with the negative impression that an emergency would occur that would require them to use up all their savings. According to David, retired people can spend their savings in a disciplined manner and yet still have so much fun. He thinks that people should adhere to the rule of ‘discovering the most purposeful and relevant things in life.’ Retire people should avoid causing unnecessary hardship in their lives. They need to place utmost importance on the things that bring them happiness and those that are a source of inspiration. Thinking about the main purpose of life is the first step towards spending money wisely during retirement years.