A $54 Million Allocation

Nexbank Capital, a Dallas-based financial services firm, was proud to recently announce that they were able to allocate $54 million in private placement of their fixed-to-floating subordinate rate notes. The proceeds of this offering are going to be used for general corporate expenses.

Indeed, Nexbank Capital has been very successful with this. They have been able to raise over $280 million from this offering since 2016. There are some important characteristics many should know about these notes. First of all, they are non-callable for five years and they have a maturity of September 30, 2027.

The notes will bear interest at a fixed rate of %6.375 for five years and then will be at a floating rate dependent upon the current three-month LIBOR spread. These notes have proven to have a stable track record, having been assigned an investment grade of BBB- by the Kroll Bond Rating Agency. They also qualify as Tier 2 capital under current applicable capital regulations.

The private offering of the notes was administered by Sandler O’Neill & Partners, L.P and was finalized on September 19, 2017. It is important to note that these notes are not registered under the U.S. securities act. Thus, if they are sold they have to be done under the auspices of a registration party or an organization that would permit an exemption under those rules.

The utmost in professionalism is what sets this security offering apart from others. It all begins with a solid company as a backing. Nexbank knows what it is like to offer securities like this and they know how to make their clients’ wealth acquisition dreams a success. Nexbank Capital, Inc., is a financial services company that has made its mark by improving investments with three core businesses: that of commercial banking, mortgage banking, and institutional services.

David Giertz Providing His Inputs About Retirement Planning

David Giertz is one of the well-known financial advisors in the country and has featured on many popular commercial TV channels, including CBS, CNN, and others. He has served at various posts at the reputed financial firm, Nationwide Finacial, and even managed the sales and distributions of the company’s distributing arm Nationwide Financial Distributions Inc.

David Giertz has a unique take on how the people should plan their retirement as it is one of the most important financial priorities that one must not skip. However, more often than not, it has been seen that people tend to put retirement planning in the backseat, which leads to having financial insecurity at a later age.

David Giertz says that just putting aside a good portion of your income in a retirement account is not going to be enough for retirement planning. It is because during retirement, income would be less and expenses would be too high. Thus, David Giertz says that you would have to find ways for your income to multiply itself and grow consistently.

And, therefore, David Giertz believes that making the right investments is the key to success with retirement planning. As per the usual standards, you would have to save nearly ten to fifteen times of your yearly income by the time you turn sixty. Having this figure in mind is essential as it would help you save as well as invest accordingly. Ascertaining the financial needs upon retirement is the first step to retirement planning successfully.

There are traditional and Roth IRA that you can choose from to put your money in depending upon your income. It is a great way to save up your money and continue to make consistent income from it. It would help in creating a volume by the time you retire. David Giertz also says that people must even have a brokerage account as it would help give access to broader investment markets, which provides high returns. It would also add diversity to the investment and make way for long-term wealth creation. It does have risks attached to such investments, but ideally, long-term investments are known to be a giver in such markets.

Sheldon Lavin Leads OSI Group to Greatness Through International Production

Leadership dictates the future of a firm. Good leaders expand the territories of a brand. Excellent leaders will always work to better an organization. That is what Sheldon Lavin is good at. Lavin has been working for OSI Group for a significant amount of time. His input to the firm has been incredible. Being the head cheerleader, he controls most operations. He is on the path of expanding the operations of OSI Group to global ventures. Lavin has always had an upper hand in decision making. He controls the major dockets of OSI Group.

Where It All Began

Lavin’s knowledge and input to this firm is traced to 1970. He was the chief financer of Otto & Sons. He worked for this firm at a very important level that was admired by the owner of the company. Otto was old at that time. He needed guidance in issuing proper finance decisions. That is where Lavin stepped in to help. Otto and Sons vastly developed into OSI Group. Lavin was a leader then. He understood the links of operating OSI Group. That is how he landed the executive position. He was elected the chief executive officer. He is also the chairman.

Lavin’s Leadership Qualities

When Lavin secured the leadership role, he did not sleep on the job. His journey began immediately. He was in charge of a very sensitive firm. Food processing calls for attention and concentration. This is because it reflects on the consumers. Lavin has been keen on the feedback offered by clients. That explains why OSI Group has been growing to greater levels. With Lavin as the chairman, a lot has taken place in terms of growth. He has initiated global expansion in various aspects. China is one of the states that experience the greatness of Lavin’s leadership. The economy of China has grown over time.


Lavin has given OSI Group an international platform to trade in. What began as a small, domestic, plant is now an industry leader in international markets. OSI Group has branches in about 60 locations in 60 countries. Lavin prides himself in being the engine of the firm. He has admirable qualities that every leader should emulate in order to achieve greatness. Because of his guidance, OSI Group has earned several awards as an excellent customer deliverer. The firm has also won awards based on its ability to preserve the environment through sustainable production. Lavin is hopeful that the next generations will implement this to the last bit.

Read More: www.amickfarms.com/corpresponsibility.html

Edward Honig Explains How to choose a cardiologist In New York City

According to CDC, cardiovascular complications top the list of the most serious health diseases in the US. It is estimated that 84 million people suffer cardiovascular diseases and 2,200 of these result in death. The need for a cardiologist is therefore very crucial. A cardiologist is a trained doctor who specializes in the cardiovascular system, blood vessels and the heart. These specialists treat conditions such as coronary heart diseases, heart tumor, heart attacks and hypertension. Cardiologists diagnose and treat heart diseases, practice preventative medicine and perform minor surgeries.

Under diagnostic testing, cardiologists use an echocardiogram to check the heart’s health. The specialists also interpret the results. They may also carry out additional tests such as blood and urine and cardiac catheterization tests.

Cardiologists also focus on preventive medicine. This is mainly because health problems are mostly long-term. The preventive medicine is aimed at neutralising or reversing the progression of the heart disease. Cardiologists are also trained to conduct a physical examination in an effort to predict heart problems. They also administer dietary and lifestyle advice to help patients improve their overall heart health. Cardiologists, therefore, provide holistic treatment which includes, diagnosis, treatment, preventive medicine and advice for managing the heart and cardiovascular conditions.

As evidenced, finding the right cardiologist is crucial to your heart’s health. In light of this, experience in the field of cardiology should weigh in heavily when making this choice. The cardiovascular system is intricate and complicated. Your doctor, therefore, needs to have extensive experience and knowledge of heart diseases and treatment. One such doctor is Dr Edward Honig. His track record in the medical field speaks for itself. He has practised as a cardiologist in New York for 66 years. He, therefore, understands the practice and he has grown with his clients in an effort to provide heart treatment.

Another key aspect when choosing a cardiologist is reputation. There are several cardiologists in New York, but your aim should be to find a reputable doctor. Above all, you should strive to find a specialist who can walk with you as you manage the condition. Dr Edward is highly reputed in New York as he has treated many patients over the decades. His passion for medicine and especially heart health issues are evident in how he treats his patients. The fact that he has stuck to this field for many decades testament to his dedication and expertise as a cardiologist.

Dr. Clay Siegall: Founder and CEO of the Seattle Genetics Biotechnology Company

Dr. Clay Siegall is the CEO and Founder of the Seatle Biotechnology Company based in the United States. For over three decades of professional experience, Dr. Clay Siegall has worked to sustain his promising business solutions in a manner that is not capacitated in the world of business and science. For those who are seeking fast solutions in the biotechnology industry, Dr. Clay Siegall has gone ahead of you to develop cancer therapies that can be used in a wide range of uses. Few people can compare their levels of success in the biotechnology industry as it is with Dr. Clay Siegall. This is because his massive rate of adoption for the cancer therapies and medication he has produced shows he is a leader in this industry. In fact, more than 20 of the cancer medication he developed have been used for better business in a way that achieves working solutions.

Dr. Clay Siegall also specializes in the development of targeted therapy drugs for various cancer diseases. The most common disease Dr. Clay Siegall specializes is in cancer. When Dr. Clay Siegall was about twenty, his mother died after suffering for over two years of agony to the cancer disease. It was during this time when Dr. Clay Siegall was in college. Because he was studying in the medicine line of career, Dr. Clay Siegall wanted to study hard towards finding the cure for the cancer disease. This is the reason why he was agitated to found the Seattle Genetics Company after gaining experience working for the Apex Biotechnology Company based in the United States.

Dr. Clay Siegall graduated with the highest honors in a degree in Zoology from the Maryland University based in the United States. Because he passed with flying colors, Dr. Clay Siegall was determined to achieve better business towards solving most of the problems he faced in the industry. This is because he was assimilating the best solutions with his master’s degree he got from the same university in biotechnology. After graduation, Dr. Clay Siegall went back again to school to pursue his post-graduate education in biotechnology.

Highland Capital, A Charitable Investment Firm

Highland Capital Management is a SEC-registered investment firm, along with its affiliates manages over $13.4 billion in assets. The company was founded in 1993 by Mark Okada and James Dondero. It is one of the largest equity managers that provides investment for solutions for over 20 years. They invest over a variety of classes such as: separate accounts, hedge funds, private equity, mutual funds, collateralized loan obligations and EFTs. Highland Alternative Investors acquired the Small Cap Equity Fund from GE Asset Management in 2010. A series of sub advisers helped manage the fund until July 2015, when Gregory and Dondero took over.

Their client base includes corporations, pension plans, endowments, foundations, fund of funds, financial institutions, high-net worth individuals and governments. Highland Capital has locations in Sao Paulo, Singapore, Seoul, New York and Dallas, Texas. Highland takes pride in investing in not only their employees, but their communities as well. They do this by volunteering, through financial donations and their involvement on advisory boards. They have donated over $10 million dollars since 2005 alone. Recently, the firm has also awarded a $1 million dollar grant to The Family Place, Dallas. This organization supports victims of domestic violence, and the award was given at The Family Place 21st Annual Texas Trailblazer Awards Luncheon. The Family Place is one of the largest violence service providers in Texas. Thanks to the help of Highland Capital, they have helped thousands with proactive prevention, community education and assistance for victims. They have counseled over 250,000 people and provided shelter to over 25,000 children, women and men. They also have a program called Be Project that helps provide education on teen dating violence and bullying.

Drew Madden’s Career as a Healthcare IT Consultant

Drew Madden is an IT entrepreneur specializing in Healthcare. He is known for serving as President at Nordic Consulting Partners Inc. Madden’s career is centered on building trust with clients, outstanding company culture and creating high-caliber teams. He has been at the helm of Nordic Consulting Partners from 2011 to 2016having joined the firm in 2010. Under his leadership, the firm received several awards recognizing its consulting excellence. The number of employees, client partners, and revenue saw a great increase during this period.

The number of employees rose to 725 from 10. Client partners rose to 150 from 3. Revenue increased to $130 million from the initial $1 million annually. Before joining Nordic, Madden was at Ingenix where he served as an Epic consultant as well as in business development. He began working in healthcare at Cerner Corporation after completing his education. Madden attended the University of Iowa where he graduated with a degree in Industrial Engineering with focus on Medical Systems.

Drew Madden has almost a decade worth of experience in planning, implementation, and optimization of health records in hospitals countrywide. He has four Epic Certifications and has been a consultant for several years. Two years of his consulting career were spent in Cerner Corporation. At Nordic, he oversaw the firm’s rise to become the largest Epic consulting firm. In 2012 and 2014, it got to number one ranking for Epic implementation.

His vast experience has seen Madden be able to combine his project management knowledge with technical EMR background effectively. This has, in turn, enabled him to guide IT leaders to build great Epic implementation teams. At Cerner Corporation, he implemented inpatient clinical solutions for four years before joining Healthia Consulting. This firm was then bought off by Ingenix Consulting in 2007. Here he spent another four years in implementation and later moved on to business development.

At Nordic Consulting, he was responsible for maintaining client relationships, recruitment of new personnel and business development. As President at the firm, his mandate was spread across the country as well as other parts of the world.

Greg Secker, your Secret Towards Success in Forex Trading

Greg Secker is a household name in the world of forex business due to his success. He is known to many people because of his why not philosophy which means that he is always willing to give a try to anything that comes his way. Greg studied agriculture and food science but was always into technology something that ended up taking him to finance. He says that it all started at a fair where he met someone with similar interests who gave him a job at a virtual online currency trading desk. Here his work was to code the strategies of the traders into a computer program which meant that 90% of his time at work involved interactions with them. That gave him firsthand knowledge of how the forex trades work, and that is how his journey to being on the A list of currency traders began. After making millions in this field, Greg Secker decided to give back to the society by sharing his knowledge of forex trade to other people, and that is how the Greg Secker Foundation was born. In addition to educating them about that, the foundation also empowers them with other life skills regarding relationships, health, and plenty others. So far the Greg Secker Foundation is quite successful and is working on a mission to make the world a carbon neutral place through the provision of wind turbines to produce electricity. It has also helped rebuild the Philippines community by setting up typhoon proof houses.

More about Greg Secker

In addition to his achievements in forex trade, Greg is a man of many successes and a multimillionaire who owns a hedge fund, brokerage and more than ten companies including FX Capital. He is the author of the publication Financial Freedom which seeks to empower people who want to enter the online currency trading industry with the relevant skills to make an income. Secker is a well-known philanthropist something which is proved by the many charitable deeds he does through the Greg Secker Foundation. He is an international speaker and has bagged several awards due to his good work. His companies too, continue to thrive. For instance, Learn to Trade was recently honored by World Finance Magazine as the best educator, an award it has taken in two subsequent years.

Tips for Preparing for a Life Line Screening

Going for a screening often is essential for your health. If you want to get a screen that will help you with your health, consider visiting Life Line Screening. The screening will assist you in understanding your health and yourself. Here are tips to help you prepare for the screening.


It is the first thing you need to look at when preparing for life screening. You need to put on comfortable clothes that will fit for the test you are undertaking. For instance, when you are getting body screening that requires a finger prick and medical tools to access, then you are free to put on clothing you want. However, you might need to dress in a comfortable way such that when you are through with the testing, you can relax. For more info about us: https://en.wikipedia.org/wiki/Life_Line_Screening click here.


It is one of the things you need to be knowledgeable about before the day. Make sure you understand what results each test will show so that you will know the type of the test you want for your screening facilities. However, don’t panic if you are not sure about the test since you can contact them and ask the type of test they offer. Calling them is important since you will know how they can help you.


The moment the testing is complete, you will receive your results. The majority of the results might take a little time while some of them can be presented to you once the testing is done. The results will help you know what you are supposed to work on and your health status. Besides, the results will help you discern if you are suffering from any family hereditary health issues.

Once you decide to get a Life Line Screening, you must think about the type of testing you want and the way your family history regarding the illness. By doing this, you will have a clear understanding of what to anticipate and if there is anything to be concerned about your health. Life Line Screening is the best way to know if you are living a healthy life.

The Forthcoming of Frontera Fund: Rising from Injustice

In 2007, two Phoenix journalists were arrested in their homes during the night by armed deputies on the order of Sheriff Joe Arpaio of the Maricopa County. The two journalists, Michael Lacey and Jim Larkin, have been working to protect the rights of Hispanos and Latinos in Phoenix and the state of Arizona as a whole.

In that night of 2007, they were arrested without ground for an expose that they wrote about the Sheriff and published on the news outlet of Phoenix New Times.

Sheriff Joe Arpaio targeted Hispanos and Latinos no matter f they had documents or not. He also issued orders for the deputies to do the same. Not only that, but the sheriff had also started targeting journalists and newspapers who had been calling him out on the negligence of his duties.

Michael Lacey and Jim Larkin received a demand for information on the editors, journalists, and even the readers of their publication. Thye did not cave in under the pressure but instead published an expose about it all. Sheriff Joe Arpaio answered with an arrest of the two journalists, but the outcome of the situation did not go in his favor.

There was a strong backlash from the way Larkin and Lacey had been arrested. They have driven away in unmarked cars which ironically had Mexican license plates on them. They were also put into separate jails which were both managed by Sheriff Arpaio. The outroar made the authorities release Lacey and Larkin in less than 24 hours. There was n question that they were detained illegally.

At the end of the ordeal, Lacey and Larkin filed a case against the county and the Sheriff. It was no surprise to anyone that they won the case. In 2013 after a long legal battle, Michael Lacey and Jim Larkin received a large settlement that the Maricopa County had to pay amounting to $3.7 million.

The money was used for the establishment of an organization called the Lacey and Larkin Frontera Fund.

The Lacey and Larkin Frontera Fund provides support for non-profit organizations and groups which extend their services to Hispanics and Latinos n the territory of the state of Arizona.

The Lacey and Larkin Frontera Fund is one of the organizations that have to fix the damage caused by Joe Arpaio who was pardoned by Trump as they have been friends for long years and so he will not be punished for any of crimes.

Read more:

Phoenix New Times | Wikipedia
Lacey and Larkin Frontera Fund